You are a small business owner or someone doing a number of craft shows a year and wants to offer credit card processing as a form or payment. In today’s market, if you do not offer at least Visa and MasterCard, you are missing out on a lot of potential sales. The huge issue with offering credit is the processing fees. Small businesses have the cost of machines, monthly charges, transaction fees, and processing fees just to provide that service to their customers. YUCK! I know, I did it for a year and was eating my lunch with all the fees.
I did come across the best invention since sliced bread (especially if it is a good Jewish Rye) and that is Square Up. If you have a smartphone (does not have to be too smart either, just running on Android) or an iPhone or iPad (if you can swing the iPad…. unbelievable what you can do), this is the service you need. There are no transactions fees, machines to bring, monthly charges, NOTHING. They take only 2.75% of your credit card sale (3.15% if you cannot “swipe” the card) and that is it. It does not matter how often you use it. Then you can access all your information on the web from your account. Download what you sold for the day. The beauty of this is you do not have all the “credit card slips” you need to keep secured or shred any more. In addition, you know INSTANTLY if the credit card is good. No more going home to run them and running the risk of not a good card.
Well, do not take my word for it, check it out. It took me 10 minutes to set up and I am not that computer savvy. Happy crafting.